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2025
Employee Benefits Guide

Plan Year: October 1, 2025 - September 30, 2026

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As an Elite Therapy Solutions employee, you are our most valuable asset. You work hard to serve our customers, and we want to reward you for your commitment and dedication. One way we say “thanks” is by offering comprehensive and competitive benefits, designed to meet your needs, your lifestyle, and your budget.

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We know that life changes and so do your benefit needs. Whether you’re just starting your career, have an active family, or are getting close to retirement, we offer plans that fit your stage of life. Taking the time to research your options will help you make the most of the benefits available to you and choose the right coverage for you and your family.

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We understand that information is key when it’s time to make choices about your health benefits. In this guide, you’ll find details about your benefit options. We encourage you to carefully review the plans and select the right coverage for your unique needs. This Benefits Guide is a resource for you and your family. You can also contact the Benefits Team with questions.

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We are here for you!

When to Enroll

Open enrollment begins on

September 1, 2025 to September 19, 2025.

The benefits you choose during open enrollment will become effective on 

October 1, 2025.

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Prepare to Enroll

Are you ready to enroll? If so, review your current benefits and check all of your personal information and make any necessary changes. Once all your information is up to date, it’s time to make your benefit elections. The decisions you make during Open Enrollment can have a significant impact on your life and finances, so it is important to choose your options carefully.

Partnerships for 2025
Third Party Administrator (TPA):Allied Benefit System
Medical Network: First Health
Pharmacy Benefit Manager (PBM): SmithRx
United Concordia:
Dental Insurance
VSP: Vision Insurance

UNUM : Group Life and AD&D, Voluntary Life and Voluntary AD&D, Voluntary Short Term &
Long Term Disability, Accident, Critical Illness and Hospital Indemnity
Pet Insurance: SPOT Pet Insurance
Dependent FSA: HRA and Dependent Care FSA

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